[{"@context":"http:\/\/schema.org","@type":"BlogPosting","dateModified":"2024-05-01","about":"Debt","datePublished":"2019-06-06","wordCount":293,"url":"https:\/\/www.lawtoncates.com\/blog\/shady-debt-collectors-rely-on-your-goodwill-to-m\/","name":"Shady Debt Collectors Rely On Your Goodwill To Make Money","headline":"Shady Debt Collectors Rely On Your Goodwill To Make Money","mainEntityOfPage":"https:\/\/www.lawtoncates.com\/blog\/shady-debt-collectors-rely-on-your-goodwill-to-m\/","articleBody":"In Illinois, recently,\u00a0law enforcement began to take action against debt collectors demanding money from debtors for debts that were entirely made up and fraudulent. Some debtors paid as much as $30,000 to resolve debts they never owed.Just demanding that you pay money you don\u2019t owe\u00a0violates both federal and state law, and if someone demands money from you with no right to do so,\u00a0you can sue them for causing you emotional distress and other damages,\u00a0and recover compensation (including having the other side pay your attorney\u2019s fees.)In addition, Wisconsin frequently lets you sue both the debt collector\u00a0and\u00a0the creditor who transferred the debt \u2013 so even if the debt collector disappears (as many of them do) the original creditor may be liable to you.Both federal and state law require creditors and debt collectors to provide you with written information about the debt, information which includes their name and address, who original creditors were, when they obtained the right to the debt, and how much of the debt is interest or other charges. This information must generally be provided at or near the time of demanding the money, and\u00a0always\u00a0before someone sues you.If someone has called you demanding money, but you haven\u2019t seen anything in writing from that business or person, do not pay them any money.\u00a0The failure to send you written information means that they are operating illegally in one way or another, and you do not have to pay debt collectors who violate the law.Instead, call LawtonCates. Our lawyers have decades of experience defending debtors and suing collectors for illegal actions; we can quickly advise you on your rights, and help you avoid making payments you should not have to make.","description":"In Illinois, recently,\u00a0law enforcement began to take action against debt collectors demanding money from debtors for debts that were entirely made up and fraudulent. Some debtors paid as much as $30,000 to resolve debts they never owed. Just demanding that you pay money you don\u2019t owe\u00a0violates both federal and state law, and if someone demands money from you with no right to do so,\u00a0you can sue them for causing you emotional distress and other damages,\u00a0and recover compensation (including having the other side pay your attorney\u2019s fees.) In addition, Wisconsin frequently lets you sue both the debt collector\u00a0and\u00a0the creditor who transferred [\u2026]","author":{"@type":"Person","image":{"@type":"ImageObject","url":"https:\/\/secure.gravatar.com\/avatar\/2f34718d3c46ee2833d3ccf83f7221a0?s=96&d=mm&r=g","height":96,"width":96,"@id":"https:\/\/secure.gravatar.com\/avatar\/2f34718d3c46ee2833d3ccf83f7221a0?s=96&d=mm&r=g"},"url":"https:\/\/www.lawtoncates.com\/blog\/author\/lawtoncates\/","name":"LawtonCates","identifier":7,"@id":"https:\/\/www.lawtoncates.com\/blog\/author\/lawtoncates\/#Person"},"image":{"@type":"ImageObject","url":"https:\/\/www.lawtoncates.com\/wp-content\/uploads\/2024\/04\/lawton-cates-attorneys.jpg","height":550,"width":694,"@id":"https:\/\/www.lawtoncates.com\/wp-content\/uploads\/2024\/04\/lawton-cates-attorneys.jpg"},"publisher":{"@type":"Organization","logo":{"@type":"ImageObject","url":"https:\/\/www.lawtoncates.com\/wp-content\/uploads\/2024\/03\/lawtoncates-logo.png","height":73,"width":438,"@id":"https:\/\/www.lawtoncates.com\/wp-content\/uploads\/2024\/03\/lawtoncates-logo.png"},"name":"LawtonCates, S.C.","@id":"https:\/\/www.lawtoncates.com\/blog\/shady-debt-collectors-rely-on-your-goodwill-to-m\/#Organization1"},"@id":"https:\/\/www.lawtoncates.com\/blog\/shady-debt-collectors-rely-on-your-goodwill-to-m\/#BlogPosting"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.lawtoncates.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Shady Debt Collectors Rely On Your Goodwill To Make Money","item":"https:\/\/www.lawtoncates.com\/blog\/shady-debt-collectors-rely-on-your-goodwill-to-m\/#breadcrumbitem"}]}]