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Who has to pay jury awarded damages in Wisconsin in excess of their insurance policy limits?

Frequently Asked Question Video for Wisconsin Personal Injury

If a jury awards damages in excess of the policy limits, for instance if there’s a $100,000 policy and the damages are $120,000, the question is who has to pay that additional $20,000. The general rule is the person that caused the accident would have to pay that $20,000 out of his or her personal assets. However if you’ve brought an underinsured motorist claim along with the liability claim, you may be able to get the $20,000 additional from your own insurance company.

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