Helping You Fight to Receive Maximum Benefits
Workers' compensation is a type of insurance that provides wage replacement and medical benefits to employees who get injured or become ill from their job. This system is designed to protect workers from financial hardship following workplace-related injuries or illnesses, and it's an essential safety net for many employees.
If you or a loved one has been injured on the job, the skilled attorneys at Lawton Cates can assist you with filing an initial claim or appealing a claim denial. With over 60 years of experience, our Madison attorneys are equipped to help you understand your legal rights and options and work to secure the maximum possible benefits.
Call (608) 420-4033 to schedule a free consultation today.
Common Types of Workplace Injuries
A person can sustain work-related injuries in any job environment. The specific types of injuries a person is at risk of sustaining can vary based on your line of work. For instance, a retail employee is more at risk of sustaining slip and fall accident injuries, while a construction worker is at risk of suffering from overexertion injuries.
Common types of workplace injuries include:
- Carpal tunnel syndrome. This syndrome refers to a type of repetitive strain injury that can occur when workers do repetitive motions like typing, gripping, or using hand-held vibrating machinery.
- Occupational illnesses. These illnesses are conditions or disorders caused by exposure to chemical, biological, or physical agents in the workplace, which severely impacts the worker's health.
- Slip and fall injuries. These injuries happen when employees lose balance, trip, or fall over objects in the workplace, leading to head injuries, broken bones, and other serious damage.
- Back and neck injuries. Commonly a result of poor ergonomics, heavy lifting, or sudden movements, these injuries can lead to long-term pain and disability.
- Burns and scalds. These are common in kitchens, factories, and any workplace that involves heat or chemicals. They can range from minor to severe, sometimes requiring hospitalization.
- Hearing loss. Often occurring in industries with high levels of noise, such as construction or manufacturing, this injury can be gradual, but is usually permanent.
- Eye injuries. These can occur when foreign objects, chemicals, or harmful radiation come into contact with the eye. Workers in welding, construction, or laboratory settings are particularly at risk.
- Overexertion injuries. These injuries happen when a worker pushes their body beyond its limits, often resulting in strains, sprains, or pulled muscles. This can be due to heavy lifting, repetitive tasks, or working in awkward positions.
Reasons Why Workers Comp Claims Might Be Denied
Workers’ compensation claims can be denied. There are several reasons why an employer's insurance company might deny a claim, such as:
- Unrelated injury. Your employer’s insurance may deny your claim if they claim to have proof that the injury or illness is not directly related to your job. Workers' compensation is designed to cover work-related injuries and illnesses, and if the incident occurred outside of work or is unrelated to the employee's duties, it may not be covered.
- Delayed reporting. If you do not report an injury or illness promptly, the insurance company may deny the claim. Timely reporting of the incident to your supervisor and employer is crucial because it allows for immediate investigation and documentation of the incident.
- Report discrepancies. If there's a discrepancy between the accident report and medical records, it can raise suspicion about the legitimacy of the claim. Consistency in reporting the incident and the resulting injuries or illnesses is key to approval.
- Company policy violations. If an employee was violating company policies or rules when the injury or illness occurred, such as not wearing required safety gear, the insurance company may deny the claim. Adherence to safety protocols is crucial in preventing workplace injuries.
- Working while under the influence. An insurer may deny a claim if they believe they can prove that an employee was under the influence of alcohol or drugs at the time of the accident. Being intoxicated or under the influence impairs judgement and increases the likelihood of accidents, thus placing the fault on the employee.
Why Hire a Madison Workers’ Comp Attorneys?
An experienced workers' comp attorney can provide invaluable assistance when making a claim. They understand the intricacies of the legal system, are familiar with the paperwork involved, and know how to navigate the process efficiently and effectively.
One of the key challenges people face when filing a workers' comp claim is understanding the full extent of their rights and the benefits they're entitled to. An attorney can ensure that you're not shortchanged and that you receive the maximum benefits due to you.
Moreover, they can negotiate higher settlements on your behalf. Insurance companies are often quick to offer settlements, but these initial offers may not fully cover all your expenses or reflect the true value of your claim. An attorney can negotiate with the insurance company to secure a fair and adequate settlement.
Another major challenge is getting proper medical care. Some insurers might dispute certain treatments or delay authorizing them. A workers' comp attorney can fight for your right to receive the necessary medical treatment promptly.
Beyond navigating the legal process and negotiating settlements, a workers' comp attorney can represent you in court if your claim is denied or disputed. They can prepare and present a strong case, using their expertise and experience to advocate for you.
An attorney can also help you understand the potential long-term impacts of your injury or illness, such as future medical costs or reduced earning capacity. They can ensure these factors are considered when determining your compensation.
Why Work with Our Madison Workers’ Comp Attorneys?
At Lawton Cates, our attorneys understand that this claim is more than a case—it's your life. When you retain our services, you can trust that you are more than a case file or number, and our team will work tirelessly to help you obtain favorable results.
Still wondering why you should retain our firm?
- We have been serving our clients since 1958, and our attorneys are experienced in handling workers’ compensation claims.
- We take a client-centered approach to cases, which means we focus on understanding our clients’ unique needs, concerns, and case goals to better guide our case strategy and actions.
- We have the resources and skills needed to help you negotiate or litigate your claim.
- We can offer you peace of mind, as you can have the confidence that our firm is handling your case efficiently and professionally while you focus on your healing.
To discuss your claim with our Madison workers’ compensation lawyers, contact us online or via phone at (608) 420-4033.
"Terry took the time to comfortably explain all and discuss options and decision-making that could be done along the way with clear pros and cons and asking me how I’d like to proceed."Jim R.
Compassionate, thorough, & made it easy to understand what’s going on.Riley G.
Lawton & Cates has been the most supportive and helpful!Rachel
"Everyone was so very kind to me... We were all made to feel welcome, made to feel supported, and made to feel like we belong there. That was very important to me since I was pretty stressed out a lot of the time."Susie