Attorney Briane Pagel recently won a jury trial in Rock County on behalf of one of Lawton & Cates’ clients. The Rock County jury found that the credit union’s phone calls to our client were harassing and illegal.
What Happened to Our Client?
Like many other Americans, our client fell behind on his car loan. He then made the responsible choice to retain Lawton & Cates to help him with his debt. When the credit union called our client, he instructed the creditor to contact his lawyer and explicitly asked the credit union not to contact him anymore.
Instead of obeying the law and contacting his legal counsel, the credit union continued calling our client again and again.
In court, we played the jury 5 recorded phone calls the credit union made to our client and presented documentation of many other calls.
The jury found ample evidence of creditor harassment and awarded damages to our client.
When Are Phone Calls Creditor Harassment?
Creditors may not call you more than 7 times within 7 consecutive days or call you within 7 days of talking to you on the phone. Additionally, creditors cannot continue contacting you if you ask them to stop, especially if you give them your lawyer’s contact information.
In our client’s case, the credit union explicitly broke the law.
What To Do If a Creditor Is Harassing You
If you have missed payments on a loan, are receiving unwanted phone calls from creditors or debt collectors, or are facing repossession of your vehicle, do not hesitate to hire Lawton & Cates. Our consumer protection lawyers help people who are struggling with debts, and we do not stand for creditor harassment.
Call us at (608) 420-4033 or contact us online to schedule a free consultation and learn how our team can help you.